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MyChama Is Live

MyChama.app is officially live. A digital platform built for Kenyan savings groups to track contributions, manage loans, and collect M-Pesa payments.

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Today we are excited to announce that MyChama.app is officially live and open to chama groups across Kenya.

What is MyChama?

MyChama is a digital platform purpose-built for Kenyan savings groups — chamas, welfare groups, and investment clubs. It replaces the spreadsheets, WhatsApp threads, and paper ledgers that most groups rely on with a single, easy-to-use platform.

What you can do with MyChama

  • Track contributions — see who has paid, who is late, and how much the group has collected, all in real time
  • Manage loans — apply for loans, track repayments, and calculate interest automatically
  • Process welfare claims — submit and approve welfare requests with a clear paper trail
  • Collect via M-Pesa — members can contribute directly through M-Pesa, and the system records it automatically
  • View reports — treasurers and chairpersons get clear financial summaries without manual number crunching

Built for how chamas actually work

We talked to dozens of chama treasurers, chairpersons, and members before writing a single line of code. The result is a platform that fits the way Kenyan savings groups already operate — monthly contributions, merry-go-rounds, loan cycles, welfare funds — rather than forcing groups into a generic finance tool.

Get started

Creating a group on MyChama is free. Visit mychama.app to set up your chama today.

If you have questions or feedback, reach out to us at [email protected]. We would love to hear from you.

Welcome to MyChama.